Lending Built Around Improving Your Cash Flow
Flexible funding solutions designed to support growth, improve cash flow, and manage working capital, without unnecessary complexity. We help SMEs access capital structured around your trading cycle.
Lending
Who This Is For
Ideal for growing SMEs needing flexible access to capital
Funding Growth & Expansion
For businesses investing ahead of revenue.
- Growing turnover or order volumes
- Funding expansion, new contracts or seasonal demand
- Scaling operations without putting pressure on cash flow
Managing Day-to-Day Cash Flow
For businesses balancing payments and receipts.
- Waiting 30-120 days to be paid by customers
- Cash tied up in unpaid invoices
- Importers and exporters managing stock and supplier payments
Common Challenges We Solve
We remove the barriers traditional banking puts in front of growing businesses.
Unpaid Invoices
Cash flow tied up in outstanding customer payments.
Limited Access
Traditional banks often have rigid lending criteria for SMEs.
Misaligned Funding
Funding structures that don't match your trading cycles.
Slow Processes
Lengthy approval times that cause missed opportunities.
Our Lending Solutions
Invoice Finance
- Unlock cash from outstanding invoices immediately.
- Improve cash flow without waiting for customers to pay.
- Maintain control over your sales ledger.
Trade Finance
- Support international trade and stock purchases.
- Fund supplier payments without straining working capital.
- Bridge the gap between paying suppliers and receiving goods.
Working Capital
- Flexible funding to support day-to-day operations.
- Designed for businesses navigating growth.
- Manage seasonality or temporary cash flow gaps.
- Unsecured and secured options available.
August Exchange acts as an introducer and does not provide lending directly. All finance is subject to lender approval and applicable terms.
Why Use August Exchange
We take the time to understand your business before recommending a solution.
Access to multiple specialist lenders
We search the market to find the right fit for your needs.
Funding structured around your cash flow
Repayments that match your business rhythm.
Clear explanation of costs and terms
No hidden fees or confusing fine print.
A single point of contact throughout
One dedicated expert managing the entire process.
Don’t just take our word for it...
Explore Your Funding Options
Speak to a specialist to understand what funding solutions may be available for your business.